What is required to make my first purchase using PartPay?
We'll need to do a quick credit check. We'll need to use your full name, date of birth and address to do this. The PartPay system will complete this check instantaneously and if it's all approved you'll be free to take your repair away straightaway.
Is there really no interest and no extra fees?
No, PartPay are not like traditional finance companies. As long as you pay your scheduled payments on time you will only pay the price shown by us and not a penny more. Their business works by receiving a small fee from us.
But if you miss a scheduled payment and don’t process a payment before midnight on the day it is due, they do charge a £4 default fee and a further £4 for every week it is outstanding so make sure you have money in your account in advance of your payments coming out. You'll get an email in advance as a reminder.
When will my payments be due?
Payments are automatically scheduled to be taken fortnightly. You’ll pay 25% upfront, then 25% fortnightly for the next 6 weeks. They usually take payments during the day. If this fails, or if you'd like to make a payment earlier, you can log in to your PartPay account and manually make payment.